In this article, I intend to provide food for thought on the topic’s multi-sided issues. There are opportunities as well as need for organized approach to deal with associated risks. Financial products and services have become increasingly intricate; people are making transactions at a quicker pace
Financial Management
After the demonetisation announced by Prime Minister Narendra Modi on 8th Nov there is so much of talking on encouraging cash less transactions. The government on its part is promoting this very actively through the media. Many ministries have joined hands in taking this message to the commoner
You have laid down SMART financial goals. You have been earning and saving. Then what? Just savings do not protect your purchasing power. Due to inflation the cost of your financial goals increase. The catalyst that elevates your savings to the vicinity of your financial goals is investment
Credit & Debt “Being Rich and looking Rich are two different things” “The surest way to establish your credit is to work yourself into the position of not needing any.” Basic Characteristics The sword cuts both ways, as the saying goes. The same applies to credit: it can be a tool or a trap
“Most people don’t plan to fail. They simply fail to plan.” Planning brings future to present. By planning we reduce uncertainties of future. This makes us less anxious about future. Once we have planned, future is more known to our and we enjoy our Right Now moments more. Financial planning is a
Opening of bank accounts, specially for the commoner, has been quite worrisome. And the most difficult part faced by many was the documents for identification that we asked for. In an advertisement RBI has given information which will help in opening and maintaining of bank accounts. It says that
In a new service that is set to revolutionize the retail money payment sector in India, consumers will now be able to transfer money from their accounts to any other account in the country using their cellphones via the National Payment Corporation of India's (NPCI) Inter-bank Mobile Payment Service
बालिका सशक्तिकरण की एक मिशाल बनी एकल से प्रशिक्षीत कु0 शिल्पा (For English read further down) कु0 शिल्पा मिश्रा, उम्र 27 वर्ष, मु0-पो0 कराईकेला, प्रखण्ड- बंदगांव, जिला-प0 सिंहभुम, झारखण्ड की रहने वाली युवा बालिका ने एक अद्भुत पहचान बनाई है। वह एक बहुत गरीब परिवार से थी। एकल अभियान ग्रामोत्थान
Concerned over the rise in complaints about unauthorized electronic transactions, the Reserve Bank of India has introduced a policy of 'zero liability' for customers in third-party frauds if they are reported within three days. This means banks will have to make good the losses suffered by customers
Faced with budgetary cuts from the central government, IIT Kharagpur+ has found a new way to raise funds through a "Learn-Earn-Return Fund" scheme, where students will get a fee waiver if they pledge to donate money after getting a job. Launched from this new academic session, the scheme will help
Sogada, a small village of Jashpur district in Chhattisgarh, is beautifully nestled in the lap of nature. The picturesque settlement is surrounded by green hills which make the village somewhat difficult to access. Not surprisingly, this inaccessibility has added to the difficulties being faced by
RAJAMAHENDRAVARAM (AP): An LED manufacturing unit, established with the aim to empower tribal women, is producing over one lakh energy-saving lamps per month. The initiative is giving new direction to the lives of over 50 tribals. State Energy Conservation Mission Chief Executive Officer (CEO) A